D. stakeholder consensus. Securitas Financial Services is contemplating purchasing and installing a new, expensive computer network. _______refers to the use borrowed funds to increase a firm's rate of return. B. bank premiums C. inappropriate cash flows. D. Permitting customers to pay with credit cards or on credit forces a company to rely less on accounts receivables and more on accounts payables. D. acquisition cost. B. equity B. balance sheet In a typical situation, Supply Chain will generate the statistical forecast, Marketing or Product Management will add information about promotional campaigns, new product launches, and end-of-life products, and Sales will add customer data. D. An electric utility that has recently experienced a significant increase in the cost of coal and labor, B. C. capital expenditures A. share of stock This is the type of expenditure that would be included in a(n): C. cost of capital. The rate of return a company must earn to meet the demands of its lenders and expectations of its equity holders is called: The most widely used source of short-term funding is _______. C. a dollar received today is worth more than a dollar received yesterday. You can also use reminders to calculate finance charges, such as interest or fees and include them on the reminder. An ________ budget is an aggregate of the firm's other budgets and summarizes it propsed financial activities. C. Offering customer’s credit helps match revenues with expenses for the same time period. This money is fiat money; that is, its value is not backed by gold or some other commodity. Interest paid to bondholders represents a tax-deductible business expense. A large corporation that has been hit with a major lawsuit because one of its products has a design flaw that has led to serious injuries A. commercial paper Correct! This process of reviewing the financial statements allows for better economic decision making. a. secured loans b. bank premiums c. unsecured loans d. commercial paper In order to assist in revenue realization, a(n) _____ allocates resources throughout the firm. B. accurate forecasts. In the same way, small business owners need financial information to determine if the business is profitable and whether to continue, improve or drop it. This arrangement represents: A. Alternatively, you can issue reminders. These remain core to what we expect of firms. Home » Flashcards » Intro to Business Chapter 18, Typically, only highly regarded customers with financial stability receive __________. A. secured loans B. bank premiums C. unsecured loans D. commercial paper AACSB: Reflective Thinking Bloom's: Knowledge Learning Goal: 18-4 Level of Learning 1: Knowledge of key terms Topic: Different Forms of Short-Term Loans 261. C. reserve account D. an unsecured loan. Once a customer reaches a certain amount of sales volume during the measurement period (typically a year), a volume discount applies. A. Outcome 3: Consumers are provided wit… “When today’s young adults reach their mid-40s to mid-50s, a record high share (roughly 25%) is likely to have never been married,” they write. The _____ is the rate of return a company must earn in order to meet the demands of its lenders and expectations of its equity holders. A firm negotiates a(n) _____ with its bank. B. A _______is a given amount of unsecured short-term funds a bank will lend to a business, provided the funds are readily available. 3. Fell free get in touch with us via phone or send us a message. Typically, only highly regarded customers with financial stability receive A) secured loans. Friendliness Friendliness is the most basic of all customers needs, usually associated with being greeted graciously and with warmth. California Scientific provides for their long-term funding needs through ________ financing. Delaware Aluminum uses its stock of unsold aluminum products as collateral for a short-term loan. 260. A. a secured loan. D. Finance. A. equity financing. If your customer acquisition ratio is less than one, it’s an indication that you’re spending too much to acquire customers and losing money as a result. Venture capital firms. An effective budget requires: D. long-term. A. C. liability funding. Bonds provide equity financing. Typically, only highly regarded customers with financial stability receive _____. C. bookkeeper Very poor countries typically run large current account deficits, ... the relative stability of foreign direct investment compared with more volatile short-term investment flows, such as in equities and bonds. C. retained earnings budget. A ______ forecasts a firm's spending plans for major asset purchases that often require large sums of money, like property, buildings, and equipment. C. Cash budget C. operating budget. Structured settlements allow injured parties settling lawsuits to receive tax-free income over a period of years and, often, for their entire lives. 3. B. stock Andyou can be specific about phone skills you've used in … Production D. income statement, A _________ represents a long-term debt obligation issued by a corporation or a government. A. Secured bond; Which of these statements about corporate bonds is correct? Typically, only highly regarded customers with financial stability receive _____. unsecured loans; Which of the following provides the buyer with collateral? A. a successful advertising campaign. Ensure that your tool enables you to check the added value of each of the different forecast versions and include a feedback cycle. In other words, U.S. dollar … A. asset drawing account A Wake County Superior Court judge issued an order Friday that allows the state Insurance Department to offer customers of two insurance companies a one-time option for a limited partial B. asset funding Rather, the Federal Reserve vigorously promotes financial stability because of the intimate connection between a stable financial system and solid macroeconomic performance. Capital budget B. Which of the following shows a firm's spending plans on fixed assets such as large equipment? D. internal auditor. 260. The Six Basic Needs of Customers. In order to compare information across a broad spectrum, data needs to be gathered. ___________ refers to the process that identifies variances by comparing actual revenues and expenses to projected revenues and expenses. This means that you’re earning $3 for every $1 you spend to acquire a new customer. hold, sell, or buy more. A. inflation increases the value of money over time. C. management approval. The overall objective of financial planning is to: Issuing new bonds dilutes the existing ownership in the firm. D. Taxes cannot be managed because of fluctuations in political policy. A. Virginia’s customers have very little incentive to pay within the discount period. C. Interest paid to bondholders represents a tax-deductible business expense. C. Common stock D. long-term financing, Which of the following represents a source of short-term funding? Typically, only highly regarded customers with financial stability receive_____. B. debt financing. 1. B. We all want to be acknowledged and welcomed by someone who sincerely is glad to see us. B. retained earning. C) unsecured loans. Typically, only highly regarded customers with financial stability receive _____. Typically, only highly regarded customers with financial stability receive ______. _______ firms provide financing to new or emerging companies with high profit potential. If customers have overdue payments, you can begin by sending the Customer Statement report as a reminder. According to a 2012 paper that examines why financial services are so expensive, the total cost of financial intermediaries is at an all-time high. Financial stability is not the same as market stability or the avoidance of any disruption to users of financial services. A. short-term financing In order to assist in revenue realization, a(n) ________ allocates resources throughout the firm. We from AGCO Finance clearly understand the needs of today’s farmers and make the use of modern agriculture machinery not only a thinkable option but a realistic and affordable fact. Virginia Supply offers their customers trade credit with terms 2/15 net 30. B. prepare financial statements for managers. D. Surplus budget. Which of the following statements about taxes is accurate? A. secured loans B. bank premiums C. unsecured loans D. commercial paper AACSB: Reflective Thinking Blooms: Knowledge Learning Goal: 18-4 Level of Learning 1: Knowledge of key terms Nickels - Chapter 18 #260 Topic: Different Forms of Short-Term Loans 261. B. Undercapitalization D) commercial paper. Globally, publicly listed companies are required by law to file their financial statements with … D. depreciated assets. Which projects receive funds, whose projects receive funds, and who funds them is determined by the planner, whether that means a business manager or a party boss. The financial system, comprising financial markets and institutions, channels funds to those individuals or firms that have productive investment opportunities. Forecasting C. certificate of deposit This arrangement gives the firm access to a specified amount of unsecured short-term funds, provided the bank has the funds available. B. D. refuse bank-issued credit cards. Typically, only highly regarded customers with financial stability receive__________. B. A. profit-seeking, but not for nonprofit organizations. Venture capital firms (p. 498) Typically, only highly regarded customers with financial stability receive _____. But typically, a life insurance company will list its ratings from these agencies on the company’s website. Typically, only highly regarded customers with financial stability receive _____. For example, Haven Life offers term life insurance coverage issued by MassMutual, one of the country’s oldest and most reliable life insurers. C. Interest paid to bondholders represents a tax-deductible business expense. Regulations protect customers from financial fraud. Diversification https://www.thebalancecareers.com/administrative-job-titles-2061489 B. tax accountant D. accountants, but not for financial managers. ______ predicts the cash inflows and outflows in future periods, usually months or quarters. a. long term financing b. short-term financing c. asset funding d. liability funding 8 , Typically, only highly regarded customers with financial stability receive _____. Retained earnings (p. 498) Typically, only highly regarded customers with financial stability receive _____. unsecured loan A ________ refers to a line of credit that is guaranteed by the bank. The principle that the greater the risk a lender takes in making a loan, the higher the interest rate required is called _______. A. secured loans B. bank premiums C. unsecured loans D. commercial paper. C. factoring. B. inadequate control of expenses. The economy of South Africa is the third largest in Africa. A. capital budget. D. line of credit, By selling shares of ownership in their company, California Scientific acquires the funds needed to finance their research and development projects. The _________ is the rate of return a company must earn in order to meet the demands of its lenders and expectations of its equity holders. In our estimate, the US financial system would withstand scenario A1 or any of the more optimistic scenarios (scenarios A2, A3, and A4). Settlements (2003). As a reliable lender and an experienced expert in agricultural business we react on the special demands of farmers as we deliver highly flexible financing options customized to the farmer’s situation. unsecured loans correct bank premiums secured loans Question 2 4 / 4 pts Which of the following statements about taxes is accurate? Which of the following commonly results in the financial failure of a firm? Profitable businesses usually pay taxes. B. profit-seeking and nonprofit organizations. China’s top financial regulators plan to hold talks with fintech giant Ant Group Co. Ltd. on financial regulation, fair competition and protection of consumer interests, the central bank said Thursday.. _________are major investments in either tangible long-term assets such as land, buildings, and equipment, or intangible assets such as patents, trademarks, and copyrights. A. insufficient start-up funds. A _______ is a written contract between a supplier and a business customer, with a promise that customer will pay supplier a specified amount by a certain date. By borrowing $10 million from First Dayton Bank, Hi-Lo Industries is utilizing ________. A. Carolina Financial Services is considering the purchase and installation of an expensive computer network. With an added cash value option, your life insurance policy can help contribute to a retirement nest egg … B. monetary systems are more automated than in the past. A. bonds Commercial banks Typically, only highly regarded customers with financial stability receive _____. B. cash budget. Financial markets can be expected to react to the outcome of the negotiations on arrangements for trading goods and services between the UK and EU. A. review the credit history of new customers. D. commercial paper, A firm negotiates a(n) _________ with its bank. Which of the following shows a firm’s spending plans on fixed assets such as large equipment? Which of the following companies is undercapitalized? Commercial paper The death of a fetus can sometimes qualify as a wrongful death suit, allowing for parents to receive compensation for pain and suffering and financial losses. A new company struggling because it has insufficient start-up funds, A _________ forecast predicts the revenues, costs, and expenses a firm will incur for a period longer than one year. A. secured loans The most widely used source of short-term funding is _____________. You can get your paper edited to read like this. A _______ is a process in which a firm periodically compares its actual revenues, costs, and expenses with its budget. (p. 498) Typically, only highly regarded customers with financial stability receive _____. We are not responsible for enforcing these asset freezes or sanctions, but we do expect your systems and controls to mitigate the risk of financial crime to include those that enable you to meet financial sanctions obligations. B. paying within 30 days will let a customer deduct 15% off the invoice price. Working with programs run by both the public and private sector, communities can foster an understanding of the benefits of financial literacy among their citizens. Regulations would have kept the Lehman Brothers' failure from catching the government off-guard. Which of the following is the process of getting oxygen from the environment to the tissues of the body? Effective government oversight prevents excessive risk-taking by companies. Taxes represent an inflow of cash to the firm. C. Control of expenses D. the annual financing cost of failing to pay within 15 days is about 48%. This discount can be retroactive, covering all preceding sales during the measurement period, or it may only apply to all subsequent sales. In return, these organizations expect a share of ownership in the company. Financial stability. ______ is the process of selling accounts receivable for cash. C. most customers will pay their bill within 2 days in order to take the maximum discount. cost of capital . ______ is money raised from within the firm, from operations or through the sale of ownership in the firm (stock). Correct! 2. After you confirm that you are comfortable with multiple phone lines and a high volume of calls, give some details. A. A. managerial accountant D. bond, The interest paid on ________ represents a tax-deductible business expense. C. Tax management falls within the responsibility of marketing managers. A ________sets forth management's expectations for revenues and, on the basis of those expectations, allocates the use of specific resources throughout the firm. A. cash flow A customer shouldn’t feel they are an intrusion on the service provider’s work day! Taxes represent an inflow of cash to the firm. C. allow customers more time in paying their past due accounts. a) ... A client with amyotrophic lateral sclerosis (ALS) tells the nurse, "Sometimes I feel so frustrated. Interest paid to bondholders represents a tax-deductible business expense. Offering customer’s credit helps with the firm’s cash flow position. D. Financial control. There are six consumer outcomes that firms should strive to achieve to ensure fair treatment of customers. You can mention which phone systems you've used in the past or describe the typical volume of calls you received. unsecured loans; Which of the following provides the buyer with collateral? 1. The Handbook of Safeguarding Global Financial Stability examines our political economy, particularly the ways in which these forces inhabit our institutions, strategies, and tactics. In return, these organizations expect a share of ownership in the company. In other cases, parents are only able to file a wrongful death claim if the fetus was born alive and then died. Financial institutions have continued to charge more and more over the last 30+ years, despite technology advances that have drastically increased the efficiency of financial transactions. In return, these organizations expect a share of ownership in the company. D. asset budget. 2. B. profit-seeking and nonprofit organizations. A high ratio, on the other hand, means that your investment is worthwhile. Outcome 1: Consumers can be confident they are dealing with firms where the fair treatment of customers is central to the corporate culture. The Periodic Payment Settlement Act of 1982 solidified this arrangement as an option that provides financial stability to people who have suffered harm. As economies expand and contract, these forces also determine the ways we supervise and regulate. C. optimize the firm’s profitability. A. secured loans B. bank premiums C. unsecured loans D. commercial paper AACSB: Reflective Thinking Bloom's: Knowledge Learning Goal: 18-4 Level of Learning 1: Knowledge of key terms Nickels - Chapter 18 #260 Topic: Different Forms of Short-Term Loans 261. C. liability funding Impulse customers: Customers that do not have a specific product in mind and purchase goods when it seems good at the time. 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